To cater to the needs of our customers, ahli islamic has developed the first of its kind Shari’a based credit card product. The Credit Card, based on the principle of Ujra, is the first ‘Socially Responsible’ credit card in the Sultanate of Oman. It provides flexibility to the cardholder to utilize the card limit for any Shari’a compliant purposes and pay agreed fees against the availed services. The Card is designed in such a way that it is free from any ambiguity and interest charges.
As per Shari’a principles, ahli islamic cannot charge customers with any interest on the amount withdrawn through the card. In case the cardholder is delayed in making timely payment, the cardholder undertakes to pay certain amount as charity, which is not considered as income for ahli islamic; rather, it is credited to charity accounts on behalf of the customers.
|
Minimum Salary |
Salary Range OMR 320 – 999 |
|
Minimum Age |
21 |
|
Minimum Service |
Omanis: Government and Quasi Government – 3 months Private Sector – 6 months Expatriates: Resident in Oman for a minimum of 2 years and with current employer for a minimum of 1 year |
|
Card Limit |
OMR 250 – 1,999 |
*Lounge access is subject to criteria met
|
Minimum Salary |
Salary Range OMR 1,000 – 3,499 |
|
Minimum Age |
21 |
|
Minimum Service |
Omanis: Government and Quasi Government – 3 months Private Sector – 6 months Expatriates: Resident in Oman for a minimum of 2 years and with current employer for a minimum of 1 year |
|
Card Limit |
OMR 1,000 – 9,999 |
*Lounge access is subject to criteria met
|
Minimum Salary |
Salary Range OMR 3,500 – 4,999 |
|
Minimum Age |
21 |
|
Max Age (On maturity or retirement age) |
Omani-60 Years Expatriates – 59 Years |
|
Minimum Service |
Omanis: Government and Quasi Government – 3 months Private Sector – 6 months Expatriates: Resident in Oman for a minimum of 2 years and with current employer for a minimum of 1 year |
|
Card Limit |
Min 3,500 – Max Subject to Debt Burden Ratio (DBR) or cash margin |
*Lounge access is subject to meeting criteria
|
Minimum Salary |
By Invitation only |
|
Minimum Age |
21 |
|
Max Age(On maturity or retirement age) |
Omani- 60 Years Expatriates – 59 Years |
|
Minimum Service |
Omanis: Government and Quasi Government – 3 months Private Sector – 6 months Expatriates: Resident in Oman for a minimum of 2 years and with current employer for a minimum of 1 year |
|
Card Limits |
By invitation only – Max Subject to Debt Burden Ratio (DBR) or cash margin |
To view the Schedule of Charges Click Here
To view the Terms & Conditions Click Here
For any further information, please contact:
Email:
[email protected]
Reach us by post:
P.O Box 545, PC 116, Mina al Fahal
Effective 12 July 2026, our Credit Cards Fess & Charges will be updated. For more information, please refer to our Schedule of Charges, visit your nearest branch, or call ahliconnect at 24577177.
