Personal Finance

Personal Banking - Financing
ahli islamic Personal Finance is structured to assist in fulfilling your personal needs

Goods Murabaha

ahli islamic Goods Murabaha is a Shari’a based financing product, based on Murabaha principle, which is offered to customers who seek to buy goods such as furniture, accessories, etc.  According to the product requirement, the customer submits an application for financing their desired goods. The bank then purchases the goods from a third party, on a spot payment basis, and sells it to the customer on cost plus profit basis that may be paid by the customer on installments.

Service Ijara:

ahli islamic Service Ijara is a Shari’a based financing product, based on Ijara principle, which is offered to customers who seek to finance services such as travel, education, etc.  According to the product requirement, the customer submits an application for financing their desired service. The bank then acquires the service from a third party then sub-lease it to the customer.

Features

  • Tenor up to 10 years;
  • Finance up to 100% of goods/service value;
  • Easy and fast processing; and 
  • Competitive profit rates.

Eligibility

  • Minimum age: 21 years
  • Minimum salary for government/semi government employees: OMR 300
  • Minimum salary for private sector employees: OMR 500
  • Individual financing

Terms and Conditions

 

To view the Terms & Conditions Click Here

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