Health and wellbeing of a domestic helper is the responsibility of the Sponsor under whom they are working. This plan covers the life of the domestic worker against death and disability arising through illness and accident, as well as accidental medical expenses incurred in Oman. It also covers the cost of transporting the mortal remains to the country of origin, in case of death.
For a contribution amount, Al Madina Takaful Insurance Company assures full protection for your domestic helper against unexpected and large medical expenses, which otherwise has to be borne by you.
Risks covered are divided into four sections:
However, the cover is not available if there is any pre-existing illness or infirmity.
This plan is exclusively for domestic helpers aged between 18 and 50 years.under the sponsorship of Ahli Islamic customers.
No, it is a voluntary plan; the choice is entirely up to customers. However, Domestic Help Insurance is compulsory to obtain a new visa or visa renewal.
Yes, the coverage is worldwide for death due to any cause or accidental death, subject to exclusions mentioned in the Policy.
There is no need to undergo any medical tests or complete any medical questionnaires for the plan. However, any pre-existing medical conditions / injuries are excluded from cover.
The coverage begins just after the contribution is debited from the account, subject to the domestic helper’s arrival in Oman.
No, Domestic Policy cannot be canceled. However, it can be transferred from one domestic helper to another, subject to a transfer fee of RO 3.
The certificate of insurance will be issued to you at the Ahli Islamic branch, after the payment is processed.
Visit Al Madina Takaful branches or call our Toll free number and register the claims during the working hours, from 8:00 AM to 4.30 PM (Sunday to Thursday).
In order to make a claim, the following documents are required:
(a) Death Due to any reason (other than accident):
(b) Accidental Death:
(c) In case of Accident/Permanent Total Disability: